Brick & mortar is out... ecommerce is in!

The Future of Spending: How E-commerce will Trump Store Profits

Posted on 25 August, 2014 by Joseph Ellington | Reply

Although sales at traditional brick-and-mortar stores command the greatest share of sales and profits, growth in retail sales is much faster in the e-commerce arena. While e-commerce accounted for about 7% of all retail sales in 2013, that share is expected to grow to more than 10% by 2017. Changing consumer preferences, the widespread availability […]

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AdultEntertainment

Businesses in the Adult Entertainment Industry Can Benefit from High Risk Merchant Accounts

Posted on 14 August, 2014 by Joseph Ellington | Reply

A high risk account is one that credit and financial analysts have determined to be of great risk of default due to high turnover, unauthorized charges on credit cards, and other potential problems that could result in losses for the company. A high risk merchant account allows certain types of businesses to accept payments by […]

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Source: Flickr CC

How a High Risk Merchant Can Dispute Chargebacks

Posted on 4 August, 2014 by Joseph Ellington | Reply

High risk merchants are businesspeople that have a higher risk of receiving chargebacks than the average business. Although a high risk merchant can still receive a merchant account, he or she will have to pay higher rates for transactions than other merchants will have to pay. Furthermore, the high risk business will still be subject […]

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AvoidMistakes

3 Common Mistakes High-Risk Merchants Should Avoid

Posted on 25 July, 2014 by Joseph Ellington | Reply

High-risk merchants carry a greater chance of loss to the banks, credit card companies and other financial entities that provide them with services. Risky merchants already pay higher fees per transaction to their account processors. Engaging in these three common activities are mistakes that can cause high-risk merchants to pay even greater fees or increase […]

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TransactionSecurity

How “High Risk” Merchants Can Improve Credit Card Transaction Security

Posted on 3 July, 2014 by Joseph Ellington | Reply

Certain types of businesses are at an increased risk of consumer credit card fraud, and these businesses pay higher fees for credit card processing. The location of the business, type of business conducted and likelihood of credit card abuse all factor into the categorization of risk. Examples of a high-risk merchant include those who sell […]

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Source: Flickr CC

How Tech is Changing the Landscape of Small Business

Posted on 24 June, 2014 by Joseph Ellington | Reply

The high-tech age is benefiting small businesses across the United States and internationally. Smart entrepreneurs need to integrate the latest digital technology in order to be successful on a local, regional, or global stage. How exactly is tech changing the landscape of small business? Expanding the Customer Base The Internet makes it possible for small […]

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