FAQ

What types of business do you accept?
We accept businesses that are high risk, offshore, retail, mail/telephone orders and more.

How long does it take to get approved?
It takes 24-48 hours. Set up and shipment will be immediate upon approval.

What are the advantages of accepting credit cards online?
Accepting credit cards for your business will boost your sales. It will show customers that your business is reliable and trustworthy to be a legitimate business.

What if I have bad credit?
We approve accounts regardless of credit history. We have the highest approval rate in the industry.

Do I need a bank account to accept credit cards and does it have to be a business checking account?
You will need a bank account and a business account so you can receive funds from your customers.

What is a charge back?
Charge back is when a customer receives their credit card statement and does not accept the charges applied. They can call their bank and concern a charge back against the charge.

How do I avoid charge backs?
The best way is to have a business checking account. Make your business the same as the name on the site.

What is and how can I benefit from your Advanced Commerce Technologies Online Payment solution?
The advance commerce technologies online payment solution allows the online e-commerce to capture check and credit cards in real time. It allows you to capture all of your sales on-line by advanced technological features such as web link, virtual terminal and audit trail. Its fast and secure- funds are transferred into your account within 24-48 hours.

What are my requirements to open a merchant account?
A merchant account requires a US bank account with a business checking account.

How will I receive my money?
The sales will be deposited directly into your checking account. Funds are available within two business days, and high risks account might take longer than that.