HighRiskPay.com is one of the leading High Risk Merchant Account providers of credit card processing & payment gateways to businesses with bad credit.


Copyright © 2020. High Risk Pay | Privacy Policy

Sign Up Now!

With No Setup Fees!

Privacy Information: Your contact information will not be used for anything except contacting you regarding the question or comment you have.
You can trust us.
High risk merchant accounts: credit card merchant processing services for high-risk businesses
One Stop Solution
For Your High Risk Business
  • 95% Approval Rate
  • No Application or Setup Fees
  • 24-hour approval
  • Chargeback Prevention Program
  • Our high risk merchant account services won the Best Processor award from TopCreditCardProcessors.com
  • Our high risk merchant account services is PCI Complient


  • High Volume, Telemarketing
  • Adult, Travel, Collection Agencies
  • Pharmaceutical, E-cig, Continuity
  • MLM, Credit Repair, Mail Order

Learn MoreSign Up Now!


  • 95% Approval Rate
  • Low Credit Score
  • Bankruptcy & Foreclosure
  • New Credit Accepted

Learn MoreSign Up Now!

Chargeback Prevention Program

  • Reduce chargebacks
  • Reduce fraud
  • Contest and win chargebacks
  • Recover lost sales

Learn More Sign Up Now!

High Risk Merchant Accounts
Get Instant Approval Today

Whether you’re in a high-risk industry or deal in high volumes, you need a way to process credit card payments. We specialize in providing high risk merchant accounts to a wide range of businesses. Our expertise in this area allows us to work with business owners who have bad credit, companies with offshore or international interests, and businesses facing any other challenge that negatively impacts their ability to accept credit cards.

High Risk Pay allows you to open a high risk merchant account and process credit card payments a mere 48 hours after our staff approves your application. We know how critical it is for businesses, especially those classified as high risk, to accept credit card payments from their customers. Put simply: it’s table stakes.

accept credit card payment

Merchant Accounts for Credit Card Processing

If you want your business to have the ability to accept credit card payment from its customers, you’ll need a ...
Read More
merchant service provider

How to Choose a Merchant Service Provider for your Subscription Billing Needs

Getting a merchant account is crucial if you have a subscription business model. Many SaaS and consumer-based companies assume that ...
Read More
high-risk merchant accounts

Why Are eCommerce Merchant Accounts High Risk

Every month, merchant account providers receive applications from eCommerce and startup businesses in need of credit card processing. E-commerce startups ...
Read More
High-Volume Merchant Account

How To Accept Credit Card Payments For Your Small Business

It's important for any and every business to be able to accept credit card payments from its customers. Credit cards ...
Read More
Understanding Credit Card Processing Limits

How Being Disabled Hurts Your Credit: What to Know and Where to Find Help

Disability can be a lifelong condition that shapes your identity from birth, or something that happens in the blink of ...
Read More
What Is Clean Fraud?

Clean Fraud: Still Not Fun

The name "clean fraud" is misleading because there's nothing clean about it. Actually, clean fraud is one of the most ...
Read More