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Tokenization for Credit Card Processing

Tokenization for Credit Card Processing

Posted on 5 August, 2016

Analysts expect online shopping to account for more than 12 percent of retail spending by 2019. As more businesses accept credit card payments through the web, they need to assure customers that their personal data is safe. By using the right technology, like tokenization, a company with a high-risk merchant account can protect credit card […]

How to Keep Your Merchant Account Fees Low

How to Keep Your Merchant Account Fees Low

Posted on 4 August, 2016

Credit card processing fees are pain points for many business owners, especially those with a high-risk merchant account. While merchant account fees are necessary parts of the arrangements, these fees shouldn’t put a severe strain on your monthly budget or cut too deeply into your sales. Did you know you have the power to negotiate […]

How Newer FDA Rules Can Affect E-Cig Merchants

How Newer FDA Rules Can Affect Electronic Cigarette Merchants

Posted on 3 August, 2016

In May 2016, the Food and Drug Administration announced new rules that bring the electronic cigarette industry under stringent rules and regulations that threaten its existence. Unless legislation is passed to stop the rules from becoming enacted, the FDA stands to put thousands of businesses under. Many small businesses that employ locals will have to […]

Alphabet Soup- SSNs and TINs

Alphabet Soup: SSN and TIN

Posted on 1 August, 2016

Opening a merchant services account — whether it’s a low- or high-risk merchant account — requires an application. Running a credit check serves as one of the application’s purposes. Credit reporting bureaus track your credit score by verifying your SSN (Social Security number) or TIN (Taxpayer Identification Number); you will need to include one of these numbers on […]

Why PayPal Isn't Your Best Bet

Why PayPal Isn’t Your Best Bet

Posted on 29 July, 2016

Many businesses turn to PayPal when they can’t qualify for a low-risk merchant account. The appeal of doing so is clear. PayPal makes it as easy as possible for a company to accept customer payments without ever opening a merchant account. No credit checks, no applications, and no probing into revenues. Only add the “pay […]

Stop Shopping Cart Abandonment

Stop Shopping Cart Abandonment

Posted on 28 July, 2016

Any business that has an e-commerce credit card processing website has experienced the problem of abandoned shopping carts. With this phenomenon, shoppers place one or more items in their virtual shopping cart, but at some point in the checkout process, they abandon it. Companies that track shopping cart abandonment statistics estimate that as many as […]