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Don't Fund Your Startup on a Credit Card

Don’t Fund Your Startup Using Credit Cards

Posted on 8 August, 2016

Credit cards make it easy to get access to money, but at a price. Their allure becomes high when traditional lenders won’t talk to you about getting a small business loan. Maybe you don’t have good credit, or maybe it’s because you don’t have much of a business history. Either way, you want to get […]

Credit Reports- They're All Connected

Credit Reports: They’re All Connected

Posted on 7 August, 2016

Many people don’t think twice about applying for a new business card, believing that what they do on their business credit card won’t be reflected on their personal credit report. However, this belief is far from reality. Business Credit Card Activity Can Affect Your Credit Score Image via Flickr by Håkan Dahlström Your business credit […]

Tokenization for Credit Card Processing

Tokenization for Credit Card Processing

Posted on 5 August, 2016

Analysts expect online shopping to account for more than 12 percent of retail spending by 2019. As more businesses accept credit card payments through the web, they need to assure customers that their personal data is safe. By using the right technology, like tokenization, a company with a high-risk merchant account can protect credit card […]

How to Keep Your Merchant Account Fees Low

How to Keep Your Merchant Account Fees Low

Posted on 4 August, 2016

Credit card processing fees are pain points for many business owners, especially those with a high-risk merchant account. While merchant account fees are necessary parts of the arrangements, these fees shouldn’t put a severe strain on your monthly budget or cut too deeply into your sales. Did you know you have the power to negotiate […]

How Newer FDA Rules Can Affect E-Cig Merchants

How Newer FDA Rules Can Affect Electronic Cigarette Merchants

Posted on 3 August, 2016

In May 2016, the Food and Drug Administration announced new rules that bring the electronic cigarette industry under stringent rules and regulations that threaten its existence. Unless legislation is passed to stop the rules from becoming enacted, the FDA stands to put thousands of businesses under. Many small businesses that employ locals will have to […]

Alphabet Soup- SSNs and TINs

Alphabet Soup: SSN and TIN

Posted on 1 August, 2016

Opening a merchant services account — whether it’s a low- or high-risk merchant account — requires an application. Running a credit check serves as one of the application’s purposes. Credit reporting bureaus track your credit score by verifying your SSN (Social Security number) or TIN (Taxpayer Identification Number); you will need to include one of these numbers on […]

Why PayPal Isn't Your Best Bet

Why PayPal Isn’t Your Best Bet

Posted on 29 July, 2016

Many businesses turn to PayPal when they can’t qualify for a low-risk merchant account. The appeal of doing so is clear. PayPal makes it as easy as possible for a company to accept customer payments without ever opening a merchant account. No credit checks, no applications, and no probing into revenues. Only add the “pay […]

Stop Shopping Cart Abandonment

Stop Shopping Cart Abandonment

Posted on 28 July, 2016

Any business that has an e-commerce credit card processing website has experienced the problem of abandoned shopping carts. With this phenomenon, shoppers place one or more items in their virtual shopping cart, but at some point in the checkout process, they abandon it. Companies that track shopping cart abandonment statistics estimate that as many as […]

Recovering From a Security Breach

Recovering From a Security Breach

Posted on 27 July, 2016

The news seems to be full of stories about the latest credit card security breach. The story is always the same: Thousands of credit card holders wind up with their card information in the hands of thieves. Breaches happen for many reasons, but the result is an unhappy customer who loses trust in the business. […]

PIN-Based Charges

PIN or Signature: Which Is More Secure?

Posted on 26 July, 2016

Banks and other card issuers send out nearly 30,000 new debit cards every day in the United States alone — that’s an average of one every five seconds. According to a study reported by Nasdaq, the average consumer used his or her debit card 21 times each month in 2014, up from 16 times per […]

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