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Dealing With a Floor Limit

Dealing With a Floor Limit

Posted on 29 June, 2016

A floor limit is a set amount for credit card authorizations; a merchant service provider requires a business to have a set point at which credit cards require approval to go through. Purchases below this amount don’t require authorization, while sales above the floor limit need the authorization to process. Not getting authorization for a charge […]

Why Do Food Trucks Need POS Systems

Why Your Food Truck Needs a POS System

Posted on 21 June, 2016

If you operate a food truck, think about installing a point of sale (POS) system, especially if your food truck business has a high-risk merchant account services associated with it. A POS setup allows you to accept various forms of payment (such as credit and debit cards), track inventory, calculate sales tax, manage coupons, and […]

What Is the Visa FANF Fee

The FANF Fee and How It Applies to Your Business

Posted on 20 June, 2016

Whether or not you have a high-risk merchant account instant approval, you’ll be faced with several fees when processing payments. Your payment processor will charge some of these fees to cover operating costs and generate profit, while credit card networks will pass other costs directly to you. The FANF, or Fixed Acquirer Network Fee, is a […]

The Basics of the Address Verification System

How Address Verification System Can Help You

Posted on 19 June, 2016

In an era of online business, one of the businesses’ and customers’ most prominent fears is fraud. If you’re a business owner operating in a high-risk industry with a high-risk merchant account, discover what you should know about an important fraud prevention measure: AVS, or the Address Verification System. You may also read, high-risk merchant account […]

How Selfie Verification Works

Exploring ‘Selfie Verification’

Posted on 17 June, 2016

The selfie is about to get a serious facelift. What some criticize as the epitome of self-absorption is becoming a powerful tool for protecting individuals’ credit cards and other personal information from criminals. This new technology, called selfie verification, also has benefits for businesses, especially those with high-risk merchant accounts. Here’s a closer look at […]

Avoiding CNP Fraud

Avoiding CNP Fraud

Posted on 16 June, 2016

As a high-risk merchant, a large part of your business may involve card-not-present (CNP) transactions. After all, if you do business online, over the telephone, or even through the mail, it’s impossible for you to swipe a credit or debit card physically through your payment terminal to process a sale. Although this is an entirely […]

The Perks and Pitfalls of Mobile Payments

The Perks and Pitfalls of Mobile Payments

Posted on 15 June, 2016

The number of people who shop online using their smartphones is on the rise. Mobile web browsing and stronger levels of security allow consumers to purchase merchandise quickly without having to use a computer. Visit a website, find an item, add the item to the cart, and click buy. Some mobile browsers save credit card […]

Read the Fine Print

Avoid These Credit Card Processing Mistakes

Posted on 14 June, 2016

In today’s marketplace, where plastic is more prevalent than paper when it comes to money, businesses need to offer customers the option to pay with credit cards. Companies whose operations are primarily online, offshore, or via mail order have no choice: They rely almost entirely on credit card payments only to stay in business. If […]

Digital Payment Services

Accepting Alternative Payment Methods

Posted on 13 June, 2016

While deeper motives — like the desire to change the world or fulfill your passion — are a good part of starting a business, they are no substitute for the central mandate, which is to make money. And, of course, making money requires getting that money from customers. More and more, however, this simple task […]

What Merchants Need to Know About Chip Cards

What Merchants Need to Know About Chip Cards (EMV)

Posted on 12 June, 2016

Credit cards with an embedded chip, also known as a chip card or EMV, have finally hit U.S. shores. Chip cards have been in use in Europe and other countries for decades, with users enjoying the highest form of credit card security. The use of chip cards in the U.S. has only taken hold within […]

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